Yea that's true most games have them now but if you have bought it you'll get a pass free, if not you'll still be saving yourself a load of money/M$P
look around a little and you shall find http://www.xpgamesaves.com/topic/26434-online-pass-required-for-saints-row-the-third-co-op-and-horde-play/page__fromsearch__1
@Feral +1 mate lol Paddy make a topic in wanted, I know that some people can get them cheap for XPG members.
They would have to pay me if they want me to play Saint's Row competitive multiplayer. Good thing they got rid of it.